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penalty interest

Late payment interest rates on underpaid taxes will soon decrease again due to the recent reduction in the Bank of England’s base rate. What are the new charges?

On 6 February 2025 the Bank of England base rate was cut to 4.5% from 4.75%. As HMRC’s late payment and repayment interest rates are linked to the base rate, they will also come down.

From 17 February 2025 the following rates will apply:

  • Late corporation tax paid quarterly: 5.5%
  • Interest on overpaid corporation tax: 4.25%

From 25 February 2025, the rates for other taxes will be:

  • Late payment interest: 7%
  • Interest on overpaid tax: 3.5%

Penalty interest can be avoided by paying your tax bill on time. Use HMRC's calculator to calculate the late payment interest and any penalties due for previous tax years.

This article has been reproduced by kind permission of Indicator – FL Memo Ltd. For details of their tax-saving products please visit www.indicator-flm.co.uk or call 01233 653500.

16th Feb 2025 19:06

Penalty Interest HMRC

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